Happy Sunny Sunday! My apologies. I sent the retiree message to the NEOA board instead of the NEOA listserv so you are receiving this twice. I'll get it down sometime before I RETIRE!!!! 😵‍💫🥴🙃🤣 If you did not receive 2 messages please let me know as there has been a problem sending to the membership listserv. earlier this year! Best, Linda